How much does a live in carer cost in the UK?
In a world where people are living longer and have a higher quality of life, it is inevitable that care will become more prevalent. For working family members they may not have time to take care of their loved ones and the idea of a nursing home might be terrifying. Live in care can help keep members of your family in their home with assistance from a live in caregiver.
It’s estimated that 1 in 5 people are caregivers to another family member, but it can be tough when they’re trying to juggle both work and care giving commitments. That’s why live-in care is so beneficial; it allows the person to stay at home while getting all of their needs met.
What is the Average costs of live in care?
In a world where people are living longer and have a higher quality of life, it is inevitable that care will become more prevalent. For working family members they may not have time to take care of their loved ones and the idea of a nursing home might be terrifying. Live-in care can help keep members of your family in their home with assistance from a live-in caregiver.
It’s estimated that 1 in 5 people are caregivers to another family member, but it can be tough when they’re trying to juggle both work and care giving commitments. That’s why live-in care is so beneficial; it allows the person to stay at home while getting all of their needs met.
How to pay for live in care?
Depending on your care needs, you may find that the NHS is responsible for funding the care. This is through NHS Continuing Healthcare funding. We would strongly recommend that you read up on this if there is a continuing healthcare need or as you may be able to seek support in paying and funding the care services.
Other options when you are looking into how to fund your live in care, one option might be to use your savings. Whatever money you have saved could be used to pay for the cost of your live in care. Additionally using family income to fund your care needs can prove to be a sustainable ongoing method.
What drives the cost of Live in care?
The cost of live in care is driven mainly by the fact that you are effectively hiring someone 24 hours a day for 7 days a week. This caregiver may then take on the role that other members of the family had undertaken, and provide round the clock support for you or your loved one.
If you want 24 hour live in care, it can be more affordable than residential care and less disruptive for your life. As residential care usually requires that the person move into an unfamiliar setting and as result demand for these services has decreased.
The 24-hour live in caregiver arrangement can work out cheaper than living in a residential care home, as it includes the services of their own room. Instead, these caregivers must provide for their own accommodations.
Single vs couple live in care
The cost of in-home care is often lower for couples because you pay once for the care service. In contrast, if you moved into a residential care home you would have to pay for two places. There are a number of things to consider before you embark on finding live in care, including your budget and the cost of care at home.
The UK for one has a major shortage of eligible care providers with many individuals choosing to move abroad so its important to compare prices across different providers to find the best deal.
What do you get for the price?
There are many different types of care that you can choose from. The most standard type of live in care includes providing care around-the-clock, hands-on assistance with daily tasks such as cooking, cleaning and managing medications. If you are struggling with chronic illness or injury, employing a care provider who lives in can provide peace of mind.
Live in at home carers help with tasks like laundry and dry cleaning. Typical live in carers take over these duties from the elderly person, or help them with it themselves. Live in care has benefits, which include independence and having a consistent caring presence rather than one day to the next. If you’re searching for care, keep these benefits in mind when choosing your live in care provider.
Using a live in carer for tasks such as shopping and banking can reduce reliance on loved ones and provide quick and easy errands with only the help of one person. A carer can also be someone to talk to, someone to accompany you on days out, and it is reassuring knowing that someone is there to wake you up in the morning, remind you to eat dinner or help you brush your teeth if you need them. Many older people suffer from malnutrition as a result of not cooking. Cooking becomes a chore and less appealing, especially for those who live alone. A carer can cook with you or for you, ensuring you eat properly each day and simply having support in the kitchen and when it comes to buying groceries can help take stress out of the situation.
Is Live in Care the best option?
Live in care can be a fantastic option for you, depending on your circumstances. The types of care you need, will depend on what your needs are and what your budget is. Live in care offers the best of both worlds – you can stay in your home and have any number of people, including your family members, come in to look after you. If you’re in need of live in care, then you should consider finding it from those who are properly vetted – your health and peace of mind are far too important to risk.